If you’ve ever felt short-changed, spare a thought for the 15.9 million people who have held Premium Bonds for 14 years without winning a penny. Sold by National Savings and Investments (NS&I), Premium Bonds offer cash prizes of between £25 and £1 million every month. NS&I announce the winners at the beginning of each month. … Continued

Thanks to the introduction of Pension Freedoms in 2015, if you contribute to a defined contribution pension scheme you now have far more flexibility when it comes to accessing your money.  However, while it is now possible to cash in your whole pension pot, this might cost you in the long run. New research from … Continued

A steady rise in job mobility, particularly over the last couple of decades, has meant that as people have left jobs, they have also left behind previous workplace pensions. According to the Department of Work and Pensions (DWP), an estimated £400 million is languishing in unclaimed retirement savings. And thousands of workers are losing out … Continued

One of the great joys of dog ownership has to be taking them for long country walks. Not only is it an opportunity to enjoy the company of man’s best friend, it’s also a chance to escape and enjoy nature. For this reason, a staycation with your dog has become an increasingly popular way to … Continued

According to private bank Coutts, in 1980 being a “millionaire” would have bought you what many consider to be a millionaire’s lifestyle. Today, it probably won’t. Increased property prices and rises in the cost of living mean reaching the much-revered £1 million mark probably won’t buy the life Del Boy from Only Fools and Horses … Continued

When one of the greatest minds ever to have lived is said to have called something the “eighth wonder of the world”, it certainly demands our attention. But what was Albert Einstein referring to? While you might automatically assume it was the science of light or the black holes that are dotted around our universe, … Continued

Search the internet and you’ll find a myriad of self-help sites aimed at helping you to improve your life and get the most out of it. Our latest guide explores some practical steps you can take to improve your overall wellbeing now and in the future. Among the steps that can help create a better … Continued

If you are a wildlife lover, the idea of a staycation as Britain continues to grapple with coronavirus may not be such a bad thing. The UK offers an abundance of wildlife. From minke whales in Northumberland to dolphins in Cardigan Bay, there are plenty of wonderful sights and locations to be amazed by. Read … Continued

According to Barclays Equity Gilt Study, if one of your ancestors had invested £100 in stocks and shares in 1899, it would have been worth around £2.7 million in 2019. This figure highlights what many investors believe to be true which is that, over the long term, the rise in the markets typically compensate for … Continued

According to a recent article in the Independent, retail sales in May “soared” as further easing of lockdown restrictions led to increased spending. The report reveals that retail sales increased by 10% in May 2021, against the same period in 2019. It’s fair to say that increased spending is a much needed shot in the … Continued